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As part of this stance, courts have also stepped up penalties and are handing down sentences involving serious fines and lengthy prison sentences.

If you have been charged with any one of several bank related fraud crimes, it is more important than ever to retain the services of a veteran bank fraud attorney.

 

Bank fraud has many forms

There are many ways that a person can be charged with a bank fraud crime. Although you have been charged, it does not mean you are automatically guilty.  But it does mean you will need to mount an aggressive defense strategy from start to finish to maintain your innocence and your freedom.

Some of the most common forms of bank related fraud crimes are:

  • Credit card fraud
  • Embezzlement
  • Mortgage fraud
  • Counterfeiting
  • Wire fraud
  • ATM thefts
  • Forgery
  • Accounting irregularities

Bank fraud can be a state level or a federal level crime

Depending on the charge and the amount of money involved, bank fraud crimes can be charged at either the state or the federal level.  However, because banks are protected by federal statutes, most of the time, charges will be filed at the federal level.  This is critical to consider when mounting a defense with your bank fraud defense attorney.  Procedures and sentencing guidelines are much different at a federal level than at a state level.  Federal authorities also have more resources to prosecute a crime, meaning that you will be facing a much tougher case moving forward.  It also means you will have less of a chance to try and strike a plea bargain down to a lesser charge or  penalty as part of your case.

One way you may be able to swing things in your favor, is by offering to help a bank recover as much of their assets as possible if you are involved in a case.  By leaving the door open to striking an agreement that benefits both parties, you and your attorney may be able to lessen the impact of fines and prison time you may be facing if you are guilty.

Bank fraud, credit card fraud and mortgage fraud cases are extremely complex, and it is important to not say or do anything that could jeopardize your freedom early on.  Hiring the best possible and most experienced bank fraud defense attorney gives you the best chance at winning your case or finding the best possible alternative outcome based on your particular set of circumstances.

The Law Office of Ginger Kelley serves clients in Newport Beach, Santa Ana and communities throughout Orange County, California.