As the use of debit and credit cards become more commonplace in an era of e-commerce, there has been a noticeable rise in the incidences of credit card fraud. Although credit card fraud can take on many forms, law enforcement officials have devoted more and more resources to what they perceive as a growing criminal activity. That’s because the impacts to banks, businesses and individuals can be considerable and involve thousands of people.
Credit card fraud can manifest itself in many ways
In an effort to be aggressive in dealing with credit card fraud, law enforcement officials have become overzealous in their pursuit of possible illegal activities in this area. That means more resources have been dedicated to reducing this problem and apprehension techniques have become more sophisticated as well. But law enforcement faces a difficult task because there are so many ways to commit this type of fraud. Cards can be forged or stolen. Personal information can be skimmed from transaction terminals. Online and e-commerce sites can be hacked, resulting in major breaches. Cloned merchant sites can be set up. Identity thefts can lead to fraudulent credit card use as well.
If you are charged with credit card fraud
If you’ve tempted fate or have been accused of committing a crime using credit or debit cards, there are several possible defenses you can employ depending on the facts of your case. However, your best possible chance if you are charged rests with retaining an experienced white collar crime defense attorney as soon as possible. Credit card fraud cases can be complicated with large amounts of forensic evidence that may need to be examined, both for and against a defendant.
But the primary goal of your attorney will be to seek the best possible way to have charges dismissed against you. In cases when that’s not possible, the next best thing is to have your attorney help negotiate a reduction in charges from a felony to a misdemeanor as a way to reducing or avoiding jail time altogether.
The Law Office of Ginger Kelley serves clients in Newport Beach, Santa Ana and communities throughout Orange County, California.